![]() ![]() Accounts with a sustained negative balance may be subject to closure and reported to consumer reporting agencies. When the Credit Union pays an overdraft, you agree to bring the account to a positive balance within 35 days. Anne’s representative about the choices and services that are right for you!ġWhether or not your overdraft(s) will be paid is discretionary, and we reserve the right not to pay your overdraft(s) if your account does not meet the Credit Union’s criteria for the service as outlined in St. This service is not available to all account types – please speak with a St.Anne’s will cover your checks, ATM withdrawals, debit card, and other electronic transactions that overdraw your account. Even if you have one of these plans, there is no guarantee that St.Remember to apply enough money back into your account to cover the overdraft and any fees. Should you overdraw your account, apply money back to your account as soon as possible.WHAT YOU NEED TO KNOW ABOUT OVERDRAFT PROTECTION PLANS: WHAT TYPES OF TRANSACTIONS ARE COVERED UNDER EACH PLAN? Item Anne’s to have the discretion to authorize and pay your Debit and ATM purchases, you can: You must opt-in for Overdraft Privilege Plus. Overdraft Privilege Plus offers all of the same benefits of our standard Overdraft Privilege program – PLUS coverage of ATM transactions and one-time debit card transactions from your checking account. The best part is – you don’t even need to sign up, it’s available already to all members on all eligible account types! OVERDRAFT PRIVILEGE PLUS 2 Overdraft Privilege covers check or ACH transactions that otherwise would be returned for insufficient or unavailable funds – and also saves you the inconvenience of any bounced checks and fees charged by merchants for checks returned to them. OVERDRAFT PRIVILEGE 3Įxperience automatic convenience and peace of mind-because Overdraft Privilege automatically protects your eligible checking account products accessed by paper check or electronic means (such as bill pay). This loan automatically advances money up to your available credit line, working seamlessly with your current St. This service links your checking account to your statement savings account to automatically “sweep” or transfer money from your savings to cover transactions presented for payment against your checking account that would otherwise have resulted in an overdrawn balance. Speak with a representative to find the solution that’s right for you. To help you manage your account balances and avoid account overages, you can link accounts so funds are transferred automatically. ![]() All transfers in excess of $10,000 must be set up in person, in advance. Anne’s Credit Union account, please speak to a representative. If you are planning to make a major purchase with wired funds from your St. Use our wire transfer service for your incoming and outgoing transfer of funds. Safe deposit boxes provide a safe place to store your home or office valuables and come in a number of sizes to meet your requirements, available for rent in all of our branches.
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